:root{
  --navy:#17233a; --navy2:#1b2a4a; --emerald:#087f5b; --emerald-b:#39c997; --mint:#e7f5ef;
  --ink:#22304a; --slate:#536178; --line:#d8e2ec; --bg:#f7faf9; --card:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Helvetica Neue",Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--emerald);text-decoration:underline}
a:hover{color:#066348}
header.site{background:var(--navy);color:#fff}
.header-in{max-width:1080px;margin:0 auto;padding:18px 20px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:38px;height:38px;background:#fff;padding:2px;border-radius:8px;box-sizing:border-box}
.brand .name{font-size:28px;font-weight:bold;letter-spacing:.3px;color:#fff}
.brand .name span{color:var(--emerald-b)}
.brand .tag{color:#b9c6da;font-size:14px;margin-top:2px}
nav.main{display:flex;flex-wrap:wrap;gap:4px;margin-top:14px}
nav.main a{color:#dbe6f5;text-decoration:none;padding:9px 13px;border-radius:8px 8px 0 0;font-size:15px}
nav.main a:hover{background:var(--navy2);color:#fff}
nav.main a.active{background:var(--bg);color:var(--navy);font-weight:bold}
nav.topics{background:var(--navy2);border-top:1px solid #2b3d63}
nav.topics .topics-in{max-width:1080px;margin:0 auto;padding:8px 20px;display:flex;flex-wrap:wrap;gap:6px 16px}
nav.topics a{color:#9fd8c3;text-decoration:none;font-size:14px}
nav.topics a:hover{color:#fff;text-decoration:underline}
nav.topics a.active{color:#fff;font-weight:bold}
main{max-width:1080px;margin:0 auto;padding:28px 20px 48px}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,#0d4d36 100%);color:#fff;border-radius:14px;padding:38px 34px;margin-bottom:30px}
.hero h1{margin:0 0 10px;font-size:34px;line-height:1.25}
.hero p{color:#cfdcee;max-width:720px;margin:0}
h1.page{font-size:32px;line-height:1.25;margin:6px 0 8px;color:var(--navy)}
h2{font-size:24px;color:var(--navy);margin:34px 0 10px;line-height:1.3}
h3{font-size:19px;color:var(--navy2);margin:24px 0 8px}
p{margin:0 0 14px}
.lede{font-size:19px;color:var(--slate);margin-bottom:20px}
ul,ol{margin:0 0 16px;padding-left:24px}
li{margin-bottom:7px}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin:20px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px;box-shadow:0 1px 3px rgba(23,35,58,.06)}
.card h3{margin-top:0}
.card .flag{margin-bottom:10px}
.flag{width:56px;height:auto;border:1px solid var(--line);border-radius:4px;vertical-align:middle}
.btn{display:inline-block;background:var(--emerald);color:#fff !important;text-decoration:none;padding:10px 18px;border-radius:8px;font-weight:bold;margin-top:6px}
.btn:hover{background:#066348}
.callout{background:var(--mint);border-left:5px solid var(--emerald);border-radius:0 10px 10px 0;padding:16px 20px;margin:22px 0}
.callout strong{color:var(--navy)}
.warn{background:#fff8e8;border-left-color:#d9a404}
.timeline{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:20px 0}
.step{background:var(--card);border:1px solid var(--line);border-top:5px solid var(--emerald-b);border-radius:12px;padding:20px}
.step .num{display:inline-block;background:var(--emerald);color:#fff;width:30px;height:30px;border-radius:50%;text-align:center;line-height:30px;font-weight:bold;margin-bottom:8px}
.statement{background:var(--navy);color:#e8eef7;border-radius:12px;padding:22px 24px;margin:20px 0;font-size:16px}
.statement .row{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px dashed #3d5176;flex-wrap:wrap}
.statement .row:last-child{border-bottom:none}
.statement .pending{color:#ffd166;font-weight:bold}
.statement .label{color:#93a7c4;font-size:13px;text-transform:uppercase;letter-spacing:.06em}
table{border-collapse:collapse;width:100%;margin:18px 0;background:var(--card)}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--mint);color:var(--navy)}
.related{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin-top:36px}
.related h2{margin-top:0;font-size:20px}
.related ul{margin-bottom:0}
.small{font-size:14px;color:var(--slate)}
footer.site{background:var(--navy);color:#c4d2e6;margin-top:20px}
.footer-in{max-width:1080px;margin:0 auto;padding:34px 20px}
footer.site a{color:#9fd8c3}
.footer-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:22px}
footer.site h4{color:#fff;margin:0 0 10px;font-size:16px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:6px}
.footer-base{border-top:1px solid #2b3d63;margin-top:26px;padding-top:18px;font-size:14px;color:#93a7c4}
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:18px 22px;margin-bottom:14px}
.faq-item h3{margin-top:0}
dl.glossary dt{font-weight:bold;color:var(--navy);margin-top:18px}
dl.glossary dd{margin:4px 0 0 0}
@media (max-width:640px){
  .hero{padding:28px 22px}
  .hero h1{font-size:27px}
  h1.page{font-size:27px}
  body{font-size:16px}
  nav.main a{padding:8px 9px;font-size:14px}
}
.footer-base .aff{font-size:.75rem}